Terms of Use

Effective Date:January 1st, 2025

Welcome to www.xunfold.com ("Xunfold", "we", "our", or "us"). By accessing or using our website (the "Site"), services, applications or products, including aidd.xunfold.com and fin.xunfold.com (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, you may not use our Services.

1. Acceptance of Terms

By using our Services, you confirm that you are at least 18 years old or have reached the age of majority in your jurisdiction, and you have the legal authority to enter into these Terms.

2. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting the updated Terms on the Site. Your continued use of the Services after any such changes constitutes your acceptance of the revised Terms.

3. Use of Our Services

a. Permitted Use

You agree to use our Services only for lawful purposes and in accordance with these Terms.

b. Prohibited Use

• Use the Services for any unlawful or fraudulent purposes.
• Interfere with or disrupt the operation of the Site.
• Attempt to gain unauthorized access to any portion of the Services, servers, or networks.

c. User Accounts

To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Content and Intellectual Property

a. Ownership

All content, features, and functionality on the Site, including but not limited to text, images, graphics, logos, and software, are owned by Xunfold or its licensors and are protected by copyright, trademark, and other intellectual property laws.

b. User Content

You retain ownership of any content you upload or submit to the Services ("User Content"). By submitting User Content, you grant Xunfold a worldwide, non-exclusive, royalty-free, and transferable license to use, reproduce, distribute, and display such content for the purpose of providing the Services.

c. Prohibited Content

You agree not to upload or submit content that:

• Violates any applicable laws or regulations.
• Infringes on the intellectual property or privacy rights of others.
• Contains harmful, obscene, or offensive material.

5. Payments and Subscriptions

If the Services include paid features or subscriptions:

• All fees are non-refundable unless explicitly stated otherwise.
• You authorize Xunfold to charge the payment method provided at the time of purchase for the agreed amount.
• Failure to make timely payments may result in the suspension or termination of your access to paid features.

6. Privacy Policy

Your use of our Services is subject to our Privacy Policy. By using the Services, you consent to the collection, use, and sharing of your information as described in the Privacy Policy.

7. Disclaimer of Warranties

Our Services are provided "as is" and "as available" without any warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law:

• Xunfold will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services.
• Our total liability for any claims related to the Services will not exceed the amount you paid us in the 12 months preceding the claim.

9. Contact Information

If you have questions about these Terms, please contact us at:

Xunfold, LLC
Email: info@xunfold.com
Phone: 617-816-5528